Top Questions to Ask Before Making an Offer on a Home

Larson Group

01/6/26


Buying a home is a major milestone, especially in a unique market like Crosslake. Whether you're purchasing a cozy cabin or a waterfront retreat, asking the right questions before making an offer can save you time, money, and stress down the line. We always tell our clients that smart buyers ask smart questions—and we're here to help you ask the right ones.

If you're thinking about buying in Crosslake, here's what you need to consider before submitting your offer.

Key Takeaways

  • Asking the right questions gives you more control in the buying process.
  • You'll learn about the property's true condition and history.
  • Smart questions help you avoid costly surprises after closing.
  • We can help you interpret answers and adjust your offer strategy.

What’s the Property’s History and Condition?

Understanding how the home has been used and maintained helps you determine whether it's the right fit and what issues may arise later.

Questions that uncover key details:

  • How long has the property been on the market?
  • Has the home had any major repairs or renovations?
  • Are there any known issues with the roof, plumbing, or foundation?
  • Has the home ever had water damage or pest problems?
  • Are there warranties on appliances or systems?

What’s Included in the Sale?

You don’t want to assume that every fixture or appliance is staying. Get clarity up front to avoid surprises later.

Ask about inclusions and exclusions:

  • Are kitchen appliances included?
  • What about the dock, shed, or hot tub?
  • Will any furniture or outdoor features stay?
  • Are there shared access agreements or easements?
  • Is anything specifically excluded from the sale?

What Do the Utilities and Maintenance Look Like?

Crosslake homes vary widely in utility usage and upkeep requirements. Understanding these costs helps you plan your budget.

Smart utility and upkeep questions:

  • What are the average monthly utility costs?
  • Who maintains the septic system or well (if applicable)?
  • How often does the road get plowed in winter?
  • Is there a homeowners association (HOA)? What does it cover?
  • How old are major systems like HVAC and water heaters?

Are There Any Red Flags in the Area?

Local insight is key in a rural market like Crosslake. You want to know what’s happening around your future home.

Questions to assess neighborhood and surroundings:

  • Are there development plans nearby?
  • What are the neighbors like?
  • How’s the internet and cell coverage?
  • Is the property in a floodplain or environmentally protected area?
  • What are the zoning restrictions?

FAQs

Should I get a home inspection even if the house looks perfect?

Yes. A professional inspection reveals hidden issues that may not be visible during a showing.

Can I negotiate based on what I learn from my questions?

Absolutely. Answers may influence your offer price, contingencies, or repair requests.

Do I need a real estate agent to help with this process?

Yes. We walk buyers through these questions and help them make informed, strategic offers.

Contact Us at Larson Group Today

We know that buying a home in Crosslake isn’t just about finding the right property—it’s about asking the right questions and getting the answers that matter. With our local expertise and guidance, you’ll be ready to make a confident, well-informed offer.

Reach out to us, and we’ll make sure you go into your next home purchase with clarity, confidence, and a winning strategy.

*Header photo by Larson Group



Larson Group

About the Author

Larson Group is a trusted real estate team with deep roots in the Brainerd Lakes Area, bringing decades of experience and unmatched local knowledge to every client relationship. Founded by Bruce Larson, a partner in Shores & More Realty since 1984, and joined by Rob Birkeland in 1997, the team has grown into a respected leader in the region. With members who have lived and worked in the community for years, the Larson Group specializes in listing and selling properties across Crosslake, Breezy Point, Pequot Lakes, Nisswa, and beyond—helping clients achieve their real estate goals with integrity, expertise, and genuine care.

📍 35770 Allen Ave., Suite #2 Crosslake, MN 56442
📞 (218) 692-6920

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